Coronavirus - What is it? How to prevent it? Is it covered under your Health Insurance policy?
Lately, the world has witnessed and experienced numerous virus outbreaks such as Zika, Mers, Ebola, Nipah and the most recently Corona. Coronaviruses (CoV) are a wide group of viruses that hampers the immunity of the human body and causes diseases ranging from the common cold, cough, headache and fever to severe disorders such as Mers-CoV (Middle East Respiratory Syndrome), and Severe Acute Respiratory Syndrome (SARS-CoV). Of late, a new strain of the same virus, called Novel Coronavirus has been found in humans which previously was unidentified.
Health insurers have to decide coronavirus treatment claims within 2 hours
Health insurers have to expeditiously decide on authorisation and final discharge claims. Health insurers have been advised to issue appropriate guidelines to their respective Third Party Administrators
Are deaths due to coronavirus covered by life insurance policies?
It is reasonable to assume that a global health crisis like the coronavirus would have some impact on your life insurance policy acceptance and premiums, if you are currently in the application process stage.
Precautions to Take While Travelling Overseas Amidst the Coronavirus
Coronavirus, the most recent virus outbreak has majorly affected the lives of people, who are infected with it and even who are not. The outbreak has even instilled a fear of traveling among people. Even many airlines across the globe have canceled flights amidst the outbreak. Also, the people are making their travel plans more cautiously and considering canceling or delaying their plans, if possible. However, there might be situations when you cannot avoid traveling. Since the infestation has reached more than 25 countries across the globe, and there are no vaccinations available, it's important to take precautions while traveling.
